In 2018 I spent -
- $2,890.20 on my car payment
- $1,938.00 on student loans
- $1,494.39 on my Verizon Wireless cell phone plan (yuck)
I can keep breaking things down, but as of now, I'm only looking at my checking account. A lot of my food/grocery/gas spending was on credit cards, which will require looking through another year's worth of transactions. This sounds harder than it is, but for now, I want to go slow and make sure I understand as much as I can from my checking account.
My car payment is more or less a fixed cost, my student loans I could actually pay more on, and my cell phone bill is an opportunity to decrease. I get great service through Verizon, but wow is it expensive.
Overall though, I spent less than I earned in 2018. I put money away in Robinhood and in my Roth IRA. I have a good job and a roof over my head. I need to get my health in order and lose some weight.
Thanks for reading.