Reoccuring Payments

Did anyone else struggle going to work today? I acknowledge that I'm pretty fortunate to have a job where I get Christmas Eve and Christmas Day off as company holidays. The four day weekend was fun, but I got back into poor sleep habits and probably only got five hours of sleep last night. Anyway, it was nice to get back into a routine at work. 

Continuing on with my end of 2018 financial to-do list, I looked at my reoccurring payments. 

Cost/Month	Service
$79.12	YouTube TV + NBA League Pass
$14.99	Google Music
$10.54	Microsoft Office
$9.99	Dropbox
$9.99	Apple iCloud Storage
$1.99	Google Storage
$126.62	Total

That's quite a bit of money that I have going towards reoccurring payments, and they're all technology related. In my video reviewing these payments, I talk a little bit about if I need to continue paying for some of these services - https://www.youtube.com/watch?v=mY2KVICR15Y

• YouTube TV + NBA League Pass
• Do I need this? - No
• Do I use this? - Yes, almost every day.
• Google Music 
• Do I need this? - I would argue yes. I use rain and ocean wave music to fall asleep, and I sometimes you feel better after listening to music. 
• Do I use this? - Every. Single. Day. 
• Microsoft Office
• Do I need this? - 50/50 - My family needs it, but I don't necessarily need it. 
• Do I use this? - Not too much right now, as you can see, I'm pretty big on Google.
• Dropbox
• Do I need this? - I think I can commit to Google Drive and end my time with Dropbox
• Do I use this? - Not nearly as much as I used to. 
• Apple iCloud Storage
• Do I need this? - Not anymore since I bought a 2 TB external hard drive. 
• Do I use this? - Not really anymore.
• Google Storage
• Do I need this? - Yes, for my pictures.
• Do I use this? - I take a lot of pictures. 

Looks like I can consolidate and cancel Apple iCloud Storage and Dropbox and save $20/month right there. This is a good exercise to review reoccurring costs, and I encourage you to look at your reoccurring costs!

Signed,

Mitch