Sunday, December 9, 2018

Investing Update 12/9/2018

Here are some updates on my Robinhood Portfolio
  • I have 63 stocks/ETFs
  • 62 pay dividends
  • 392 dividend payments/year

This past week I received nine dividend payments

DateStock/ETFTicker SymbolDiv AmountYield
12/4/2018Intel CorporationINTC$0.603.78%
12/3/2018Twin Cities FinancialTCF$0.152.71%
12/4/2018Visa Inc.V$0.250.70%
12/5/2018United Parcel ServiceUPS$0.913.31%
12/6/2018Global X SuperDividendSDIV$0.818.02%
12/6/2018Qualcomm IncQCOM$1.244.83%
12/6/2018Global X SuperIncome Preferred ETFSPFF$0.066.29%
12/6/2018Global X SuperDividendDIV$0.276.45%
12/7/2018iShares US Preferred ETFPFF$0.165.02%
I received $4.45 in dividends this week. I'm very happy with that! 

I bought one stock this past week - Conagra Foods (CAG)
  • I bought CAG for $30.93
  • $0.213 quarterly dividend payment
  • $0.21 * 4 = $0.84 (since I only have one share, it'll round down to $0.21)
  • $0.84/$30.93 = 2.72% yield

I'm hoping to stick with the dividend strategy and continue to keep staying away from options, as I obviously don't have the stomach to handle the large swings. 

Signed,

Mitch

Saturday, November 24, 2018

368 Dividend Payments Per Year

On November 10th I had posted about getting 284 dividend payments per year. Since then I've bought more stocks/ETFs (exchange traded funds) to reach getting 368 dividend payments per year. I wanted to reach getting over 365 dividend payments per year because there are 365.25 days in a year. If I'm receiving 368 dividend payments per year, then it's like getting one dividend payment every day.

Now, I'm not actually getting paid every day, but on average, a stock or ETF is paying me a dividend every day.

  • I have 60 stocks/etfs in my Robinhood Portfolio
  • 58 stocks/etfs pay a dividend
  • 17 stocks/etfs pay a monthly dividend (12 payments/year)
  • 41 stocks/etfs pay a quarterly dividend (4 payments/year)

I won't be adding any money out of my pocket to Robinhood for awhile, because real life expenses have popped up. I'm hoping with the dividend payments I'll receive, I'll be able to buy more shares of the stocks/ETFs I already have. 

If you were able to take time off this week for the holiday, I hope it was restful and a time to reconnect with friends or family (the ones you want to reconnect with :)

Signed,

Mitch

Saturday, November 17, 2018

"Dividends" this past Week

The reason dividends is in quotes in the title is because I haven't technically received these dividends yet. Robinhood is transitioning to their own clearing system, so there's some lag time in getting paid these dividends. Regardless, below are the dividends I "received" this past week.


DateStock/ETF NameTicker SymbolDividend AmountCurrent Yield
11/13/2018Global X SuperDividendSDIV$0.818.02%
11/13/2018Global X SuperDividendDIV$0.276.45%
11/15/2018Realty Income DelawareO$0.225.15%
11/15/2018Abbott LaboratoriesABT$0.282.89%
11/15/2018Hormel Foods Corp.HRL$0.192.03%
11/15/2018AppleAAPL$2.191.85%
Total Dividends this Week$3.96


I'm pretty happy with the 8% yield on SDIV. SDIV, DIV, and O all pay monthly dividends. The bad part is that I believe they're all "unqualified" dividends, which means they don't get a tax discount like "qualified" dividends do. 

I bought more dividend stocks this past week, and will share all my current stocks in another post. I look forward to reaching getting paid on average once per day by dividends. I'm almost there!

Signed,

Mitch

Sunday, November 11, 2018

Apple continues to buy back shares

On Wednesday, November 1st, 2018, Apple announced their Fiscal Year 2018 4th Quarter earnings.

https://www.apple.com/newsroom/2018/11/apple-reports-fourth-quarter-results/

I check the Consolidated Financial Statements approximately every quarter to see how many shares Apple has outstanding, or available to public and not bought back by Apple. This latest quarter, Apple continued to buy back their own shares. With fewer shares available to buy, the supply goes down, so the demand goes up. Fewer shares doesn't automatically mean the stock will go up, but as of right now, I don't see Apple going anywhere, so there should still be a demand for Apple stock.

Below is my table that I use to track shares outstanding for Apple.

Date EndedYear - QuarterBasic - Shares Outstanding
12/31/2013FY14 Q16,272,504,000
3/31/2014FY14 Q26,123,302,000
6/30/2014FY14 Q36,012,635,000
9/30/2014FY14 Q45,933,845,000
12/31/2014FY15 Q15,843,082,000
3/31/2015FY15 Q25,793,799,000
6/30/2015FY15 Q35,729,886,000
9/30/2015FY15 Q45,646,916,000
12/31/2015FY16 Q15,558,930,000
3/31/2016FY16 Q25,514,381,000
6/30/2016FY16 Q35,443,058,000
9/30/2016FY16 Q45,366,912,000
12/31/2016FY17Q15,298,661,000
3/31/2017FY17 Q25,225,791,000
6/30/2017FY17 Q35,195,088,000
9/30/2017FY17 Q45,149,428,000
12/31/2017FY18 Q15,112,877,000
3/31/2018FY18 Q25,024,877,000
6/30/2018FY18 Q34,882,167,000
9/29/2018FY18 Q44,801,589,000

For me, and this is not financial advice, I will keep buying Apple shares when I can. The continuation of buying back shares is a good sign to me. Apple stock price took a big hit lately with the October correction, but I believe it will go back up with time. 

Signed,

Mitch

Saturday, November 10, 2018

284 Dividend Payments Per Year

As of Friday (yesterday) I have 43 stocks that pay dividends in my Robinhood Portfolio. These 43 stocks will pay 284 dividend payments in the next rolling 12 months. This is the equivalent of getting paid 284 times in the next rolling 12 months, or 77.8% of the days in a year.

  • 284 dividend payments / 365.25 days/year = 77.75%
If I wanted to reach getting ~365 payments a year, I will need 365 - 284 = 81 more dividend payments. If the average stock pays four dividend payments a year, I need about 20 more dividend paying stocks to reach getting paid approximately once per day from stocks. 

Now, I have quite a few stocks/ETFs (exchange traded funds) that pay monthly, or 12 times per year. If I bought more of these, I'd only need about seven more stocks/ETFs to reach getting paid approximately once per day. 

Here are the updates numbers on the dividends I've received in 2018 - 


Dividends Received in 2018$78.58
# of Dividends Received in 2018183
Average Dividend Payment Amount$0.429



The average dividend payment is still pretty low, at about $0.43 per dividend payment, but that will increase once I start buying more shares of shares I already own, along with those companies increasing their dividend payment. 

My current Mission is to reach ~365 dividend payments by the end of the 2018 calendar year.

Signed,

Mitch

Tuesday, August 7, 2018

Helpful Investing Links

It's been a long week already, and it's not even Wednesday. Work is hectic this week, so I'm going to keep this shorter tonight.

Here are the links I use to help me with finding information on stocks -


These sites are helpful for me, and maybe then can be helpful for you too. 

And of course.... https://robinhood.com/

Signed,

Mitch

Monday, August 6, 2018

August 2018 Budget - Part 4

Here is the fourth and final video for creating a budget on a spreadsheet.


There are millions of ways to modify/adjust this framework, so feel free to change it so it better suits your needs.

Hopefully this budget has been helpful for you, or at least it has made you think about budgeting. You can use a spreadsheet, pen/paper, or an app. For me personally, I've found this way to be the only thing that I stick with.

Signed,

Mitch

Sunday, August 5, 2018

August 2018 Budget - Part 3

Better late than never! Part 3 of making a budget for August 2018 (or any month). There will be one more video for this series.

https://www.youtube.com/watch?v=FgjEAuthJ5I



I hope you had a good weekend and I hope you have a productive and happy week.

Signed,

Mitch

Saturday, August 4, 2018

Apple Outstanding Shares Update

Every so often I will post about the number of shares outstanding Apple has. Apple has been buying back a lot of their shares, and this past quarter was no different -


Date EndedYear - QuarterBasic - Shares Outstanding
12/31/2013FY14 Q16,272,504,000
3/31/2014FY14 Q26,123,302,000
6/30/2014FY14 Q36,012,635,000
9/30/2014FY14 Q45,933,845,000
12/31/2014FY15 Q15,843,082,000
3/31/2015FY15 Q25,793,799,000
6/30/2015FY15 Q35,729,886,000
9/30/2015FY15 Q45,646,916,000
12/31/2015FY16 Q15,558,930,000
3/31/2016FY16 Q25,514,381,000
6/30/2016FY16 Q35,443,058,000
9/30/2016FY16 Q45,366,912,000
12/31/2016FY17Q15,298,661,000
3/31/2017FY17 Q25,225,791,000
6/30/2017FY17 Q35,195,088,000
9/30/2017FY17 Q45,149,428,000
12/31/2017FY18 Q15,112,877,000
3/31/2018FY18 Q25,024,877,000
6/30/2018FY18 Q34,882,167,000

Apple has under 5 billion shares outstanding. When the supply of shares goes down, the demand goes up, therefore increasing the stock price. I believe over time, Apple's stock price will keep trending upwards. Don't listen to clickbait-ey articles saying "Apple's Price set to soar to $300/share!!!" any time soon, but yes, maybe in 4-5 years, Apple will probably reach $300/share. Slow and steady. 

This isn't investment advice, just my thoughts. 

Signed,

Mitch

Friday, August 3, 2018

Investing Update 8/3/2018

This week ended up much higher due to Apple.


1/1/20188/3/2018Change since Jan 1stAvg/Week
Robinhood Portfolio Value$3,586.18$6,201.40$2,615.22
Money from my pocket$2,902.00$4,308.98$1,406.98$45.81
Dividends$137.76$198.71$60.95$1.98
Gains/Realized & Unrealized$546.42$1,693.71$1,147.29
Dividends Received in 2018$60.95
# of Dividends Received in 2018134
Average Dividend Payment Amount$0.455


Here are the dividends I received this past week - 

Date ReceivedCompany NameTickerDividend Amount
7/30/2018Bank of Nova ScotiaBNS$0.53
7/31/2018Invesco Preferred ETFPGF$0.08
7/31/2018PowerShares High YieldPEY$0.06
7/31/2018PowerShares KBW High DivKBWD$0.14
7/31/2018PowerShares S&P 500SPHD$0.14
8/1/2018AT&T IncT$0.50
8/1/2018John DeereDE$0.69
I received a total of $2.14 in dividends this week, not bad! 

I continue to use and appreciate the Robinhood App  - https://robinhood.com/

Signed,

Mitch

Thursday, August 2, 2018

Apple Market Cap

I didn't follow the markets too closely today, but I saw that Apple's Market Cap hit 1 Trillion dollars, or $1,000,000,000. Market Cap = # of Shares Available * Stock Price. It was nice to see my Robinhood Portfolio go up in value, instead of down in value. I have both stock and a call option in Apple, which both saw their value go up today.

There's a lot of hype and excitement right now, but Apple could easily drop back under $200/share, even back under $190/share. When stocks go up in value, people take the profits and run, which is a smart play. If enough people/companies/trading computers take their profits (sell the stock), the stock price will go down.

Like I've said before, long-term, I believe Apple stock price will keep going up alone due to the stock buybacks. All of my family members and co-workers have iPhones, and I just don't see Apple going anywhere.

Tomorrow is Friday, which means the stock could stay high due to traders wanting to end the week high, but I'm completely ready for the stock to drop again before eventually staying above $200/share permanently.

(This isn't stock guidance or advice, these are just my thoughts.)

Thanks for reading,

Signed,

Mitch

Wednesday, August 1, 2018

Upcoming Projects

Happy August!

July went by fast, and here we are in August. Here are some upcoming Missions I will try and accomplish this month -

  1.  Finish the budget videos (will finish soon)
  2. Summarize my July spending
  3. Get new athletic shoes
  4. Finish moving movies off of my iMac hard drive.
  5. Transport my plant to a larger pot. 
  6. Update my Portfolio Page.
These things are always in the back of my mind, I just need to make it happen and not let perfection get in the way. 

Signed,

Mitch

Tuesday, July 31, 2018

August 2018 Budget - Part 2

Here is part two for making a budget for August 2018 -

https://www.youtube.com/watch?v=B-4MaTQ-2jM


I won't have everything finished by August 1st (tomorrow), sorry! On the bright side, we're making progress towards creating the budget, which is better than nothing.

I would recommend you write down your last transactions/spending today, on July 31st. It'll make it easier to find the break point between July and August on your debit/credit card statements.

Once I finish with the budget videos, I'll be talking about Apple's latest earnings!

Signed,

Mitch

Monday, July 30, 2018

Volatility?


Who knew the stock market was volatile? My portfolio went down $496.51 today. I don't use the term "I lost" $496.51 because I didn't sell any of my positions. You only lose money if you sell for lower than what you bought it for.

My portfolio is having much larger swings, both positive and negative, due to having "options". Options are different than just owning stocks. Here's a video from SkyView Trading on what options are - https://www.youtube.com/watch?v=joJ8mbwuYW8

My hope is that my options go back up in value, I will sell the options, and go back to buying dividend stocks.

Tomorrow, I will post the 2nd video for making a budget.

Thanks for reading.

Signed,

Mitch

Sunday, July 29, 2018

Creating a Budget for August 2018

August is almost here, and having a budget in place before August can help you keep track of your money for the month of August.

I made a video on how to make a budget - https://www.youtube.com/watch?v=fmV2sPDdmxI



This first video focuses on picking the categories for your budget. Spoiler alert - you can pick however many categories as you want. There will be more videos to spell out the rest of the budget.

These are the categories I made for my budget -


ATM
Car
Car/Apt Insurance
Cell Phone
Eating Out
Entertainment
Gas
Gifts
Groceries
Haircut
Health/Doctor/Rx
House Supplies
Investing
Rent
Snacks
Student Loans
Technology
Traveling

Hopefully the video can help you make a budget.

Signed,

Mitch