For me, I know these expenses are upcoming, so I can essentially borrow from the "Bank of Mitch" and help with my upcoming expenses. It sucks to have to pull money out from stocks, which is going to hurt growing my dividends, but oh well. I'd rather borrow from myself, then borrow money from a real bank and have to pay that money back with interest.
Emergency funds are important, and I encourage all of you to have one.
Signed,
Mitch