Monday, November 20, 2017

Investing Update 11/17/2017

Hello!

For those that celebrate Thanksgiving, I hope you have a happy holiday this week!


Year-To-Date Update


1/1/201711/17/2017Change since Jan 1stAvg/Week
Robinhood Portfolio Value$2,186.18$3,342.75$1,156.57
Money from my pocket$1,876.00$2,842.00$966.00$21.07
Dividends$59.27$126.63$67.36$1.47
Gains/Realized & Unrealized$250.91$374.12$123.21

Robinhood Portfolio Value = (Money from my pocket) + (Dividends) + (Gains/Realized & Unrealized)

Dividends Received

These are the dividends I received this past week.


Date ReceivedStock NameStock TickerDividendsStock Purchase PriceDiv Yield
11/16/2017Realty IncomeO$0.21$51.314.91%
11/16/2017Abbott LabsABT$0.27$38.762.79%
11/16/2017Procter & GamblePG$0.69$79.523.47%
11/17/2017AppleAAPL$0.63$116.942.15%


This Week's Stock Purchasesd


I bought two stocks this week - Another share of both Verizon and Target. Both stocks were going down in value, so I used it as an opportunity to cost-average down. Every time I go to Target, it's super busy, and with personally shopping there, I bought another share.

The same line of thought for Verizon - I use Verizon and don't see it going away any time soon.

I am able to buy so many different stocks due to not paying commission fees, thanks to the trading app called Robinhood. If you want to learn more about Robinhood, click here

You can click on the investing tab or here to see what stocks I currently have in my Robinhood portfolio.

Signed,

Mitch

Saturday, October 14, 2017

Investing Update 10/13/2017

Hello!

It's been a long time since I've posted. I went through a major life change and am now hoping to re-establish some regularity in my life, and writing my blog will help with that!

Year-To-Date Update

1/1/201710/13/2017Change since Jan 1stAvg/Week
Robinhood Portfolio Value$2,186.18$3,213.48$1,027.30
Money from my pocket$1,876.00$2,667.00$791.00$19.36
Dividends$59.27$116.69$57.42$1.41
Gains/Realized & Unrealized$250.91$429.79$178.88

Robinhood Portfolio Value = (Money from my pocket) + (Dividends) + (Gains/Realized & Unrealized)

  • If the table above is hard to understand, basically - 
  • I've added $791.00 out of my own pocket to my Robinhood Portfolio since Jan 1st, 2017, or an average of $19.36/week.
  • I've received $57.42 in dividends since Jan 1st, 2017


Dividends Received

These are the dividends I received this past week.

Date ReceivedStock NameStock TickerDividendsStock Purchase PriceDiv Yield
10/10/2017Illinois Tool WorksITW$0.78$124.842.50%
10/13/2017Realty IncomeO$0.21$51.314.91%


This Week's Stock Purchases

I bought four dividend ETFs this week. ETFs are exchange traded funds. Each of these ETFs pay dividends monthly, or 12 times/year.

  • PEY - $17.22 - Purchase Price
  • SDIV - $22.03 - Purchase Price
  • PFF - $38.24 - Purchase Price
  • DIV - $25.43 - Purchase Price
I also averaged down (again) on General Electric. I've been buying shares of GE over the past months to average down, but it doesn't look like it's going up any time soon. This is one of those times I maybe should have quiet while I was ahead. 

I am able to buy so many different stocks due to not paying commission fees, thanks to the trading app called Robinhood. If you want to learn more about Robinhood, click here

You can click on the investing tab or here to see what stocks I currently have in my Robinhood portfolio.

Signed,

Mitch

Tuesday, March 21, 2017

Food Waste

I've been monitoring my garbage, and I'd say that 90% of the waste I produce comes from food. 
  • Packaging
    • Plastic
      • Plastic Wrap
      • Plastic Bottles
    • Non-plastic packaging
  • Boxes
  • Coffee Grounds
  • Food peels/rind/skins
  • Tin Cans
  • Glass jars/bottles
I'm sure there are more categories for waste, but that's all I can think of right now. Now, most of those items are recyclable or compostable. IF you live in an area that you can easily recycle these items, that's great; I unfortunately don't. 

What can I change about this? A lot. Will it be easy to make these changes? Not really. Lauren Singer does a great job of talking about the changes she has made to reduce the waste she makes - http://www.trashisfortossers.com/

So identifying the problem is the first step towards a solution. I've identified where most of my waste comes from. Brainstorming solutions is next.

Signed,

Mitch

Monday, March 20, 2017

Going Back to Engineering?

As I've been job searching, part of me has considered going back to be an engineer. An engineering job would pay well, and would most likely be stable. BUT, this isn't the career field I want. I wasn't happy as an engineer, especially when I had a boss that bullied me. I know that a lot of engineering jobs are great, and have a great work environment. I'm just not ready to go back yet. 

My job applications/interviews haven't been going as expected. I have enough life experience now to not be totally surprised by this, but some of it has still caught me off guard. I have spent a lot of time working on my resume, cover letters, and work itself to show that I'm a good, quality employee. I haven't been getting the response back from employers that I had been hoping for. 

I shouldn't give up on jobs and take the safe route back to engineering. I don't even know if I'd be competitive anymore in an engineering job. 

Job searching sucks. It's stressful and makes you lose confidence in yourself. 

I need to stay positive and keep working towards my career Mission. 

Signed,

Mitch

Sunday, March 19, 2017

What I've Been Doing

I haven't posted in a while since I've posted, and I'll explain why.


  • The beginning of January started my work for applying for a new job.
  • I started my last semester of graduate school.
  • I had some pretty major maintenance issues with my apartment. 
  • Due to the maintenance issues, I had to sleep in a different place. 
  • I didn't sleep well, and the stress/lack of sleep got me sick.
  • I got a sinus infection and that knocked me out for about 4-5 days.
So pretty much all of 2017 so far has been kicking my butt. It's been filled with work, class work, and job hunting. Applying for jobs takes forever. I really want to get into a normal groove again, and blogging is a part of that. 

I haven't made a whole lot of progress towards Minimalism, Investing, Technology, Conservation, or Health. I'm hoping blogging again will help me improve again on those areas. 

I haven't bought any new stocks since my last stock purchase update. I don't have much extra money to invest right now, so I've just been watching  dividend payments get paid to my Robinhood account. 

So this is a brief update, but I will be blogging regularly again. 

Signed,

Mitch




Wednesday, February 1, 2017

Emergency Fund

I may have to tap into my Robinhood Portfolio soon, and that makes me sad. I have some upcoming expenses that may require me to withdraw money from Robinhood. Having money in the stock market probably isn't a true emergency fund. Emergency funds are supposed to be "liquid", meaning you can use that money immediately. For it to be considered liquid, it'd probably have to be in a savings, checking, or money market account. 

For me, I know these expenses are upcoming, so I can essentially borrow from the "Bank of Mitch" and help with my upcoming expenses. It sucks to have to pull money out from stocks, which is going to hurt growing my dividends, but oh well. I'd rather borrow from myself, then borrow money from a real bank and have to pay that money back with interest. 

Emergency funds are important, and I encourage all of you to have one. 

Signed,

Mitch

Sunday, January 29, 2017

Investing Update 1/29/2017

If you're a regular reader to my blog, thank you. I'm sorry for not posting regularly this month. It's been a month filled with being sick and lots of real life and work life stuff to get done. I don't know when I'll be posting regularly again.

Year-To-Date Update


1/1/20171/27/2017Change since Jan 1stAvg/Week
Robinhood Portfolio Value$2,186.18$2,299.20$113.02
Money from my pocket$1,876.00$1,971.00$95.00$24.63
Dividends$59.27$62.90$3.63$0.94
Gains/Realized & Unrealized$250.91$265.30$14.39

Robinhood Portfolio Value = (Money from my pocket) + (Dividends) + (Gains/Realized & Unrealized)

Dividends Received


1/25/2017General ElectricGE$0.24
1/25/2017CiscoCSCO$0.26
1/27/2017SyscoSYY$0.33

This Week's Stock Purchases

No new stocks this week.

Upcoming Stock Purchases (Probably)
  • Xcel Energy
  • Visa
  • Great Plains Energy Inc
  • McDonald's

Dividend Stocks

Dividend StocksPayments/YearDiv Payments% Mission Complete
324128
11212
Totals3314076.50%
(# of div payments needed)183

 I'm 76.50% done for my Mission of being paid, on average, every other day in dividends. 

I am able to buy so many different stocks due to not paying commission fees, thanks to the trading app called Robinhood. If you want to learn more about Robinhood, click here

You can click on the investing tab or here to see what stocks I currently have in my Robinhood portfolio.

Signed,

Mitch

Friday, January 20, 2017

Investing Update 1/20/2017

It's the end of the week. It's Friday. The U.S. has a new president. I'm slowly getting better from my sinus infection. I had a lot of hopes to be very active on the blog this January, but the world had different plans for me.

Year-To-Date Update

1/1/20171/20/2017Change since Jan 1stAvg/Week
Robinhood Portfolio Value$2,186.18$2,299.42$113.24
Money from my pocket$1,876.00$1,971.00$95.00$33.25
Dividends$59.27$62.07$2.80$0.98
Gains/Realized & Unrealized$250.91$266.35$15.44

Robinhood Portfolio Value = (Money from my pocket) + (Dividends) + (Gains/Realized & Unrealized)

This Week's Stock Purchases

I bought Ford. Again. I just bought 1 share and I'm going to hold it long-term.

With the addition of Ford, I now have 33 dividend stocks in my Robinhood portfolio. 

Upcoming Stock Purchases (Probably)
  • Xcel Energy
  • Visa
  • Great Plains Energy Inc
  • McDonald's - Maybe...there was speculation of a stock split, and it'd be cool to be in on that.

Dividend Stocks


Dividend StocksPayments/YearDiv Payments% Mission Complete
324128
11212
Totals3314076.50%
(# of div payments needed)183

This chart is new, so it might not be the most visually pleasing. Basically, I'm 76.50% done for my Mission of being paid, on average, every other day in dividends. 

I am able to buy so many different stocks due to not paying commission fees, thanks to the trading app called Robinhood. If you want to learn more about Robinhood, click here

You can click on the investing tab or here to see what stocks I currently have in my Robinhood portfolio.

Signed,

Mitch

Saturday, January 14, 2017

Investing Update 1/13/2017

I checked my Robinhood portfolio this week, but I didn't look at anything too in depth this week. I knew I wasn't going to be buying or selling anything. Plus, I've been taking care of a lot of real life errands/projects.

Year-To-Date Update


1/1/20171/13/2017Change since Jan 1stAvg/Week
Robinhood Portfolio Value$2,186.18$2,293.21$107.03
Money from my pocket$1,876.00$1,966.00$90.00$48.46
Dividends$59.27$61.79$2.52$1.36
Gains/Realized & Unrealized$250.91$265.42$14.51

Robinhood Portfolio Value = (Money from my pocket) + (Dividends) + (Gains/Realized & Unrealized)

This Week's Stock Purchases

I did not buy any new stocks this week!

Upcoming Stock Purchases (Probably)

  • Ford - I know, I know. I can't make up my mind if I want to keep it. 
  • Xcel Energy
  • Visa
  • Great Plains Energy Inc
  • McDonald's - Maybe...there was speculation of a stock split, and it'd be cool to be in on that.

Dividend Stocks
  • I currently own 32 dividend stocks
  • 31 of those stocks pay dividends 4 times/year = 124 payments
  • 1 stock pays dividends 12 times/year = 12 payments
  • Total dividend payments needed to get paid "Every Other Day" - 183
  • 183 - 124 - 12 = 47 
  • 47 more payments needed or approximately 12 more dividend stocks. 
I am able to buy so many different stocks due to not paying commission fees, thanks to the trading app called Robinhood. If you want to learn more about Robinhood, click here

You can click on the investing tab or here to see what stocks I currently have in my Robinhood portfolio.

Signed,

Mitch

Wednesday, January 11, 2017

Managing Stress

Life just hits all at once sometimes, right?

  • Maintenance issues in the apartment.
  • Have to sleep at a friend's place due to maintenance Issues
  • Don't get a good night's rest at friend's place - start to get sick
  • New job responsibilities at work
  • Heavy workload projects
  • Dental insurance decides not to pay for my last dentist visit
  • My ears were severely plugged and I couldn't focus (got that fixed though)
  • Relationship dynamic changes with family
I realize I'm breathing. I have food on the table. I am alive. I need to be grateful. But I have a lot going on right now, and it's difficult to balance. 

I'm hoping that posting tonight can get me in a routine again. Routines help with difficult times, it adds regularity and gives me control. There aren't a lot of things I can't control, but I can control what I do. 

Signed,

Mitch

Sunday, January 8, 2017

Investing Update 1/6/2017

Hello! I normally try and post my investing updates on Fridays, but I ran into maintenance issues in my apartment on Friday. It became a headache, and I couldn't get anything done.

The format of my investing updates may look a little different these first few weeks, as I want to play around with formatting/presentation. I hope to make it even easier to understand.

Year-To-Date Update


1/1/20171/6/2017Change since Jan 1stAvg/Week
Robinhood Portfolio Value$2,186.18$2,296.18$110.00
Money from my pocket$1,876.00$1,966.00$90.00$105.00
Dividends$59.27$60.94$1.67$1.95
Gains/Realized & Unrealized$250.91$269.24$18.33


Robinhood Portfolio Value = (Money from my pocket) + (Dividends) + (Gains/Realized & Unrealized)
  • The average/week #'s are going to look weird because the average is using the first 6 days of the year. As time goes on, these numbers will look normal again.

Stock Purchases

I bought two stocks this week, Cisco (CSCO) and Sysco (SYY)! 
  • CSCO - Purchase Price of $30.30
  • $0.26 dividend * 4 payments/year = $1.04
  • $1.04/$30.30 = 3.43% dividend yield - Nice! 
If you want to look at more information about CSCO and its' dividend, click here
  • SYY - Purchase Price of $54.62
  • $0.33 dividend * 4 payments/year = $1.32
  • $1.32/$54.62 = 2.42% dividend yield - Decent! 
If you want to look at more information about SYY and its' dividend, click here.

Dividend Stocks
  • I currently own 32 dividend stocks
  • 31 of those stocks pay dividends 4 times/year = 124 payments
  • 1 stock pays dividends 12 times/year = 12 payments
  • Total dividend payments needed to get paid "Every Other Day" - 183
  • 183 - 124 - 12 = 47 
  • 47 more payments needed or approximately 12 more dividend stocks. 
I am able to buy so many different stocks due to not paying commission fees, thanks to the trading app called Robinhood. If you want to learn more about Robinhood, click here

You can click on the investing tab or here to see what stocks I currently have in my Robinhood portfolio.

Signed,

Mitch



Thursday, January 5, 2017

T-Mobile One

I've personally never been a fan of T-Mobile. When I was younger, my mom's credit card information was stolen from some piece-of-shit person. Part of what they bought was stuff from T-Mobile. Ever since then, I've associated T-Mobile with those feelings of anger.

BUT. Times change. Things change. The CEO of T-Mobile is great. He's a great speaker and I love that he brings competition to the market. T-Mobile did a presentation at the Consumer Electronic Show (CES) today. More of what they talked about can be found here - https://explore.t-mobile.com/t-mobile-one

Also CNET has a pretty good breakdown with additional details - https://www.cnet.com/how-to/t-mobile-unlimited-plan-explained/

At this point, I'm still pretty happy with Verizon's expensive, expensive service. If I were to ever switch it'd probably be to Google/Project Fi, which is Google's cell phone service that uses T-Mobile, Sprint, and US Cellular Networks.

Again, I'm happy that John Legere and T-Mobile is creating competition in the market. As always, we'll wait and see if and how AT&T and Verizon respond.

Signed,

Mitch




Wednesday, January 4, 2017

Food Journal 1/3/2017

January 3rd's food journal was not pretty. BUT, it is necessary to have some "binge" or "refeed" days. I ended up eating 3,330 calories. Like I've said, I'm not going to hide what I eat. Quite a few of these calories came from not being able to fall asleep due to being hungry. I got out of bed and had quite the "midnight snack". 

It was kind of a cluster of a day, so I'll do my best to abbreviate what I ate. No pictures today, sorry.

  • Midnight Snack - 
  • Breakfast - Cereal, Coffee, and Coffee Creamer - 320 calories
  • Lunch - Leftover tacos from the day before - 990 calories
  • Dinner - Microwave meal - 270 calories
  • The remaining 1,750 calories was split between midnight snacks and post-dinner snacks. 
Yea, I ate a lot. The important thing is to keep going and not lose momentum.

Signed,

Mitch

Voicemail Problems

I really don't like voicemail. I don't like setting it up, I don't like checking it, I don't like the notifications for it. I think it's way too confusing of a process to set up, and maybe I'm just impatient or dumb.

I thought I had found the answer to my voicemail problems with Google Voice, but now that's giving me problems too. I never had any issues until switching to my Galaxy S7 Edge. I'm hesitant to use Verizon's version of voicemail because I don't want to be charged a monthly amount to keep visual voicemail.

I really liked Google Voice because it was synced to my Google account, it was easy to check voicemails, and it was easy to listen to them on the computer. I'll keep working on it, but I may try another voicemail app.

Do you have any suggestions on what to use?

Signed,

Mitch

Tuesday, January 3, 2017

Food Journal 1/2/2017

I've been eating better for a week now, and it's starting to get difficult. I'm getting really hungry and a little crabby. I also need to find a better way to post pictures, but that's a task for another day. 

I finished yesterday at 1,932 calories. This was over my calorie Mission of staying between 1,800 and 1,899 calories. It got worse too, I couldn't fall asleep, so I ate after midnight. You'll see those calories tomorrow :/

My eating schedule was all over the place yesterday, so I can't break it down by individual meals. 

  • Dinner - Tacos - 840 calories (Pictures shows 2 tacos, but I had 4 total and extra ground beef)
  • Snack - Bread and Peanut Butter - 260 calories
  • Coffee Creamer - 140 - EEEEEK that's high. 












Monday, January 2, 2017

2016 Investing Summary

If you like data presented in table form, great! If you don't, sorry.

If you didn't view my most recent investing update, here are my #'s for the year.


1/1/201612/30/2016Change since Jan 1stAvg/Week
Robinhood Portfolio Value$607.87$2,186.18$1,578.31
Money from my pocket$550.00$1,876.00$1,326.00$25.36
Dividends$9.79$59.27$49.48$0.95
Gains/Realized & Unrealized$48.08$250.91$202.83


Below are tables purely on the dividends I received!


Total Number of Dividends Payments108
Average Dividend Payment$0.46
Highest Dividend Payment$1.16
Lowest Dividend Payment$0.12
Total Dividends in 2016$49.48
Number of Companies that Paid33


The table below is sorted by the companies that paid the dividends, from the highest to lowest amounts. 


CompanyTicker2016 Dividends
QualcommQCOM$3.18
VerizonVZ$2.87
Proctor and GamblePG$2.67
John DeereDE$2.40
Johnson & JohnsonJNJ$2.40
Realty IncomeO$2.39
MicrosoftMSFT$2.22
Southern CompanySO$2.22
Bank of Nova ScotiaBNS$2.16
Emerson ElectricEMR$1.92
AT&TT$1.92
IntelINTC$1.82
International PaperIP$1.78
TargetTGT$1.76
AppleAAPL$1.71
Union Pacific RailroadUNP$1.71
FordF$1.45
Black Hills EnergyBKH$1.26
Public Enterprises GroupPEG$1.23
Archer Daniels MidlandADM$1.20
Investco.IVZ$1.12
US BankUSB$1.06
Coca-ColaKO$1.05
UnileverUL$1.04
Whole FoodsWFM$0.96
CaterpillarCAT$0.77
DisneyDIS$0.71
Royal Bank of CanadaRY$0.62
Hewlett PackardHPQ$0.48
General ElectricGE$0.46
DDR Corp.DDR$0.38
First EnergyFE$0.36
General Growth Prop.GGP$0.20



Going through my numbers helps me reflect on the year of dividends. I'm excited for this coming year, and already have a lot of dividends projected for January!

Signed,

Mitch