Saturday, November 17, 2018

"Dividends" this past Week

The reason dividends is in quotes in the title is because I haven't technically received these dividends yet. Robinhood is transitioning to their own clearing system, so there's some lag time in getting paid these dividends. Regardless, below are the dividends I "received" this past week.


DateStock/ETF NameTicker SymbolDividend AmountCurrent Yield
11/13/2018Global X SuperDividendSDIV$0.818.02%
11/13/2018Global X SuperDividendDIV$0.276.45%
11/15/2018Realty Income DelawareO$0.225.15%
11/15/2018Abbott LaboratoriesABT$0.282.89%
11/15/2018Hormel Foods Corp.HRL$0.192.03%
11/15/2018AppleAAPL$2.191.85%
Total Dividends this Week$3.96


I'm pretty happy with the 8% yield on SDIV. SDIV, DIV, and O all pay monthly dividends. The bad part is that I believe they're all "unqualified" dividends, which means they don't get a tax discount like "qualified" dividends do. 

I bought more dividend stocks this past week, and will share all my current stocks in another post. I look forward to reaching getting paid on average once per day by dividends. I'm almost there!

Signed,

Mitch

Sunday, November 11, 2018

Apple continues to buy back shares

On Wednesday, November 1st, 2018, Apple announced their Fiscal Year 2018 4th Quarter earnings.

https://www.apple.com/newsroom/2018/11/apple-reports-fourth-quarter-results/

I check the Consolidated Financial Statements approximately every quarter to see how many shares Apple has outstanding, or available to public and not bought back by Apple. This latest quarter, Apple continued to buy back their own shares. With fewer shares available to buy, the supply goes down, so the demand goes up. Fewer shares doesn't automatically mean the stock will go up, but as of right now, I don't see Apple going anywhere, so there should still be a demand for Apple stock.

Below is my table that I use to track shares outstanding for Apple.

Date EndedYear - QuarterBasic - Shares Outstanding
12/31/2013FY14 Q16,272,504,000
3/31/2014FY14 Q26,123,302,000
6/30/2014FY14 Q36,012,635,000
9/30/2014FY14 Q45,933,845,000
12/31/2014FY15 Q15,843,082,000
3/31/2015FY15 Q25,793,799,000
6/30/2015FY15 Q35,729,886,000
9/30/2015FY15 Q45,646,916,000
12/31/2015FY16 Q15,558,930,000
3/31/2016FY16 Q25,514,381,000
6/30/2016FY16 Q35,443,058,000
9/30/2016FY16 Q45,366,912,000
12/31/2016FY17Q15,298,661,000
3/31/2017FY17 Q25,225,791,000
6/30/2017FY17 Q35,195,088,000
9/30/2017FY17 Q45,149,428,000
12/31/2017FY18 Q15,112,877,000
3/31/2018FY18 Q25,024,877,000
6/30/2018FY18 Q34,882,167,000
9/29/2018FY18 Q44,801,589,000

For me, and this is not financial advice, I will keep buying Apple shares when I can. The continuation of buying back shares is a good sign to me. Apple stock price took a big hit lately with the October correction, but I believe it will go back up with time. 

Signed,

Mitch

Saturday, November 10, 2018

284 Dividend Payments Per Year

As of Friday (yesterday) I have 43 stocks that pay dividends in my Robinhood Portfolio. These 43 stocks will pay 284 dividend payments in the next rolling 12 months. This is the equivalent of getting paid 284 times in the next rolling 12 months, or 77.8% of the days in a year.

  • 284 dividend payments / 365.25 days/year = 77.75%
If I wanted to reach getting ~365 payments a year, I will need 365 - 284 = 81 more dividend payments. If the average stock pays four dividend payments a year, I need about 20 more dividend paying stocks to reach getting paid approximately once per day from stocks. 

Now, I have quite a few stocks/ETFs (exchange traded funds) that pay monthly, or 12 times per year. If I bought more of these, I'd only need about seven more stocks/ETFs to reach getting paid approximately once per day. 

Here are the updates numbers on the dividends I've received in 2018 - 


Dividends Received in 2018$78.58
# of Dividends Received in 2018183
Average Dividend Payment Amount$0.429



The average dividend payment is still pretty low, at about $0.43 per dividend payment, but that will increase once I start buying more shares of shares I already own, along with those companies increasing their dividend payment. 

My current Mission is to reach ~365 dividend payments by the end of the 2018 calendar year.

Signed,

Mitch

Tuesday, August 7, 2018

Helpful Investing Links

It's been a long week already, and it's not even Wednesday. Work is hectic this week, so I'm going to keep this shorter tonight.

Here are the links I use to help me with finding information on stocks -


These sites are helpful for me, and maybe then can be helpful for you too. 

And of course.... https://robinhood.com/

Signed,

Mitch

Monday, August 6, 2018

August 2018 Budget - Part 4

Here is the fourth and final video for creating a budget on a spreadsheet.


There are millions of ways to modify/adjust this framework, so feel free to change it so it better suits your needs.

Hopefully this budget has been helpful for you, or at least it has made you think about budgeting. You can use a spreadsheet, pen/paper, or an app. For me personally, I've found this way to be the only thing that I stick with.

Signed,

Mitch

Sunday, August 5, 2018

August 2018 Budget - Part 3

Better late than never! Part 3 of making a budget for August 2018 (or any month). There will be one more video for this series.

https://www.youtube.com/watch?v=FgjEAuthJ5I



I hope you had a good weekend and I hope you have a productive and happy week.

Signed,

Mitch

Saturday, August 4, 2018

Apple Outstanding Shares Update

Every so often I will post about the number of shares outstanding Apple has. Apple has been buying back a lot of their shares, and this past quarter was no different -


Date EndedYear - QuarterBasic - Shares Outstanding
12/31/2013FY14 Q16,272,504,000
3/31/2014FY14 Q26,123,302,000
6/30/2014FY14 Q36,012,635,000
9/30/2014FY14 Q45,933,845,000
12/31/2014FY15 Q15,843,082,000
3/31/2015FY15 Q25,793,799,000
6/30/2015FY15 Q35,729,886,000
9/30/2015FY15 Q45,646,916,000
12/31/2015FY16 Q15,558,930,000
3/31/2016FY16 Q25,514,381,000
6/30/2016FY16 Q35,443,058,000
9/30/2016FY16 Q45,366,912,000
12/31/2016FY17Q15,298,661,000
3/31/2017FY17 Q25,225,791,000
6/30/2017FY17 Q35,195,088,000
9/30/2017FY17 Q45,149,428,000
12/31/2017FY18 Q15,112,877,000
3/31/2018FY18 Q25,024,877,000
6/30/2018FY18 Q34,882,167,000

Apple has under 5 billion shares outstanding. When the supply of shares goes down, the demand goes up, therefore increasing the stock price. I believe over time, Apple's stock price will keep trending upwards. Don't listen to clickbait-ey articles saying "Apple's Price set to soar to $300/share!!!" any time soon, but yes, maybe in 4-5 years, Apple will probably reach $300/share. Slow and steady. 

This isn't investment advice, just my thoughts. 

Signed,

Mitch