Tuesday, March 21, 2017

Food Waste

I've been monitoring my garbage, and I'd say that 90% of the waste I produce comes from food. 
  • Packaging
    • Plastic
      • Plastic Wrap
      • Plastic Bottles
    • Non-plastic packaging
  • Boxes
  • Coffee Grounds
  • Food peels/rind/skins
  • Tin Cans
  • Glass jars/bottles
I'm sure there are more categories for waste, but that's all I can think of right now. Now, most of those items are recyclable or compostable. IF you live in an area that you can easily recycle these items, that's great; I unfortunately don't. 

What can I change about this? A lot. Will it be easy to make these changes? Not really. Lauren Singer does a great job of talking about the changes she has made to reduce the waste she makes - http://www.trashisfortossers.com/

So identifying the problem is the first step towards a solution. I've identified where most of my waste comes from. Brainstorming solutions is next.

Signed,

Mitch

Monday, March 20, 2017

Going Back to Engineering?

As I've been job searching, part of me has considered going back to be an engineer. An engineering job would pay well, and would most likely be stable. BUT, this isn't the career field I want. I wasn't happy as an engineer, especially when I had a boss that bullied me. I know that a lot of engineering jobs are great, and have a great work environment. I'm just not ready to go back yet. 

My job applications/interviews haven't been going as expected. I have enough life experience now to not be totally surprised by this, but some of it has still caught me off guard. I have spent a lot of time working on my resume, cover letters, and work itself to show that I'm a good, quality employee. I haven't been getting the response back from employers that I had been hoping for. 

I shouldn't give up on jobs and take the safe route back to engineering. I don't even know if I'd be competitive anymore in an engineering job. 

Job searching sucks. It's stressful and makes you lose confidence in yourself. 

I need to stay positive and keep working towards my career Mission. 

Signed,

Mitch

Sunday, March 19, 2017

What I've Been Doing

I haven't posted in a while since I've posted, and I'll explain why.


  • The beginning of January started my work for applying for a new job.
  • I started my last semester of graduate school.
  • I had some pretty major maintenance issues with my apartment. 
  • Due to the maintenance issues, I had to sleep in a different place. 
  • I didn't sleep well, and the stress/lack of sleep got me sick.
  • I got a sinus infection and that knocked me out for about 4-5 days.
So pretty much all of 2017 so far has been kicking my butt. It's been filled with work, class work, and job hunting. Applying for jobs takes forever. I really want to get into a normal groove again, and blogging is a part of that. 

I haven't made a whole lot of progress towards Minimalism, Investing, Technology, Conservation, or Health. I'm hoping blogging again will help me improve again on those areas. 

I haven't bought any new stocks since my last stock purchase update. I don't have much extra money to invest right now, so I've just been watching  dividend payments get paid to my Robinhood account. 

So this is a brief update, but I will be blogging regularly again. 

Signed,

Mitch




Wednesday, February 1, 2017

Emergency Fund

I may have to tap into my Robinhood Portfolio soon, and that makes me sad. I have some upcoming expenses that may require me to withdraw money from Robinhood. Having money in the stock market probably isn't a true emergency fund. Emergency funds are supposed to be "liquid", meaning you can use that money immediately. For it to be considered liquid, it'd probably have to be in a savings, checking, or money market account. 

For me, I know these expenses are upcoming, so I can essentially borrow from the "Bank of Mitch" and help with my upcoming expenses. It sucks to have to pull money out from stocks, which is going to hurt growing my dividends, but oh well. I'd rather borrow from myself, then borrow money from a real bank and have to pay that money back with interest. 

Emergency funds are important, and I encourage all of you to have one. 

Signed,

Mitch

Sunday, January 29, 2017

Investing Update 1/29/2017

If you're a regular reader to my blog, thank you. I'm sorry for not posting regularly this month. It's been a month filled with being sick and lots of real life and work life stuff to get done. I don't know when I'll be posting regularly again.

Year-To-Date Update


1/1/20171/27/2017Change since Jan 1stAvg/Week
Robinhood Portfolio Value$2,186.18$2,299.20$113.02
Money from my pocket$1,876.00$1,971.00$95.00$24.63
Dividends$59.27$62.90$3.63$0.94
Gains/Realized & Unrealized$250.91$265.30$14.39

Robinhood Portfolio Value = (Money from my pocket) + (Dividends) + (Gains/Realized & Unrealized)

Dividends Received


1/25/2017General ElectricGE$0.24
1/25/2017CiscoCSCO$0.26
1/27/2017SyscoSYY$0.33

This Week's Stock Purchases

No new stocks this week.

Upcoming Stock Purchases (Probably)
  • Xcel Energy
  • Visa
  • Great Plains Energy Inc
  • McDonald's

Dividend Stocks

Dividend StocksPayments/YearDiv Payments% Mission Complete
324128
11212
Totals3314076.50%
(# of div payments needed)183

 I'm 76.50% done for my Mission of being paid, on average, every other day in dividends. 

I am able to buy so many different stocks due to not paying commission fees, thanks to the trading app called Robinhood. If you want to learn more about Robinhood, click here

You can click on the investing tab or here to see what stocks I currently have in my Robinhood portfolio.

Signed,

Mitch

Friday, January 20, 2017

Investing Update 1/20/2017

It's the end of the week. It's Friday. The U.S. has a new president. I'm slowly getting better from my sinus infection. I had a lot of hopes to be very active on the blog this January, but the world had different plans for me.

Year-To-Date Update

1/1/20171/20/2017Change since Jan 1stAvg/Week
Robinhood Portfolio Value$2,186.18$2,299.42$113.24
Money from my pocket$1,876.00$1,971.00$95.00$33.25
Dividends$59.27$62.07$2.80$0.98
Gains/Realized & Unrealized$250.91$266.35$15.44

Robinhood Portfolio Value = (Money from my pocket) + (Dividends) + (Gains/Realized & Unrealized)

This Week's Stock Purchases

I bought Ford. Again. I just bought 1 share and I'm going to hold it long-term.

With the addition of Ford, I now have 33 dividend stocks in my Robinhood portfolio. 

Upcoming Stock Purchases (Probably)
  • Xcel Energy
  • Visa
  • Great Plains Energy Inc
  • McDonald's - Maybe...there was speculation of a stock split, and it'd be cool to be in on that.

Dividend Stocks


Dividend StocksPayments/YearDiv Payments% Mission Complete
324128
11212
Totals3314076.50%
(# of div payments needed)183

This chart is new, so it might not be the most visually pleasing. Basically, I'm 76.50% done for my Mission of being paid, on average, every other day in dividends. 

I am able to buy so many different stocks due to not paying commission fees, thanks to the trading app called Robinhood. If you want to learn more about Robinhood, click here

You can click on the investing tab or here to see what stocks I currently have in my Robinhood portfolio.

Signed,

Mitch

Saturday, January 14, 2017

Investing Update 1/13/2017

I checked my Robinhood portfolio this week, but I didn't look at anything too in depth this week. I knew I wasn't going to be buying or selling anything. Plus, I've been taking care of a lot of real life errands/projects.

Year-To-Date Update


1/1/20171/13/2017Change since Jan 1stAvg/Week
Robinhood Portfolio Value$2,186.18$2,293.21$107.03
Money from my pocket$1,876.00$1,966.00$90.00$48.46
Dividends$59.27$61.79$2.52$1.36
Gains/Realized & Unrealized$250.91$265.42$14.51

Robinhood Portfolio Value = (Money from my pocket) + (Dividends) + (Gains/Realized & Unrealized)

This Week's Stock Purchases

I did not buy any new stocks this week!

Upcoming Stock Purchases (Probably)

  • Ford - I know, I know. I can't make up my mind if I want to keep it. 
  • Xcel Energy
  • Visa
  • Great Plains Energy Inc
  • McDonald's - Maybe...there was speculation of a stock split, and it'd be cool to be in on that.

Dividend Stocks
  • I currently own 32 dividend stocks
  • 31 of those stocks pay dividends 4 times/year = 124 payments
  • 1 stock pays dividends 12 times/year = 12 payments
  • Total dividend payments needed to get paid "Every Other Day" - 183
  • 183 - 124 - 12 = 47 
  • 47 more payments needed or approximately 12 more dividend stocks. 
I am able to buy so many different stocks due to not paying commission fees, thanks to the trading app called Robinhood. If you want to learn more about Robinhood, click here

You can click on the investing tab or here to see what stocks I currently have in my Robinhood portfolio.

Signed,

Mitch