Monday, January 20, 2020

Investing Update 1/20/2020

Here is this week's investing update -

The stock market is closed today (Monday, Jan 20th) due to the observance of Dr. Martin Luther King, Jr. Day.

1/1/20201/19/2020Change since Jan 1stAvg/Week
Robinhood Portfolio Value$7,085.47$7,278.94$193.47
Money from my pocket$5,658.98$5,658.98$0.00$0.00
Dividends$418.94$429.45$10.51$3.68
Gains/Realized & Unrealized$1,007.55$1,190.51$182.96

My overall portfolio has increased $193.47 since January 1st. I have received $10.51 in dividends in 2020 and added $0 from my pocket. That means the other $182.96 increase came from the value of my stocks going up.

Here are the year-to-date numbers on my dividends -

Dividends Received in 2020$10.51
# of Dividends Received in 202017
Average Dividend Payment Amount$0.618

This past week I received $5.18 in dividends from the following companies -

MKC$0.62
MDLZ$0.86
MAIN$0.21
O$0.23
ITW$1.07
STAG$0.36
USB$1.68
KDP$0.15

I'm projected to get 4 dividends this week.

Hope your January has been going well!

Signed,

Mitch

Sunday, January 12, 2020

Investing Update 1/12/2020

Here is this week's investing update -

1/1/20201/12/2020Change since Jan 1stAvg/Week
Robinhood Portfolio Value$7,085.47$7,123.12$37.65
Money from my pocket$5,658.98$5,658.98$0.00$0.00
Dividends$418.94$424.27$5.33$3.11
Gains/Realized & Unrealized$1,007.55$1,039.87$32.32

My overall portfolio has increased $37.65 since January 1st. I have received $5.33 in dividends in 2020 and added $0 from my pocket. That means the other $32.32 increase came from the value of my stocks going up.

Here are the year-to-date numbers on my dividends -

Dividends Received in 2020$5.33
# of Dividends Received in 20209
Average Dividend Payment Amount$0.592

I'm projected to get 8 dividends this week.

I hope you have a good week!

Signed,

Mitch

Monday, January 6, 2020

January Dividends

Now that I have four years of dividends recorded, I thought I'd do some analysis of this data. Here are some trends I have for the month of January -

These are some stocks that I've owned just 1 share of over the years, so you can see the dividend growth from these shares.


January1/25/2017Cisco Systems, Inc.CSCO$0.26
January1/25/2018Cisco Systems, Inc.CSCO$0.29
January1/23/2019Cisco Systems, Inc.CSCO$0.33


January1/6/2016Hewlett PackardHPQ$0.12
January1/4/2017HP Inc.HPQ$0.13
January1/4/2018HP Inc.HPQ$0.14
January1/2/2019HP Inc.HPQ$0.16


January1/11/2017Illinois Tool WorksITW$0.65
January1/11/2018Illinois Tool WorksITW$0.78
January1/10/2019Illinois Tool WorksITW$1.00


January1/15/2016Realty IncomeO$0.19
January1/13/2017Realty Income DelawareO$0.20
January1/13/2018Realty Income DelawareO$0.21
January1/15/2019Realty Income DelawareO$0.22


January1/6/2017PepsiCoPEP$0.75
January1/9/2018PepsiCoPEP$0.81
January1/7/2019PepsiCoPEP$0.93


January1/27/2017SyscoSYY$0.33
January1/27/2018SyscoSYY$0.36
January1/25/2019SyscoSYY$0.39

It's cool to see the dividend growth and I will use this analysis for future months to see which stocks I should buy more of that are growing their dividends. 

Signed,

Mitch

Missions for Week Ending Jan 11th, 2020

Here are some Missions I'm going to work on this week -

  • Minimalism
    • Get all my paper documents in one place, and have them all in folders (not organized yet, just in one place)
  • Investing
    • Make an extra payment on my student loans. 
  • Technology
    • Double check my online accounts to see if I need to add or update 2 factor authentication. 
    • Here's a link to Authy's website (Authy is a 2FA service), as an example - https://authy.com/guides/.
  • Conservation
    • Research companies that use renewable energy.
  • Health
    • Lose 2 pounds.
Hope you have a good start to the first full week of 2020! Hopefully global issues calm down a little bit. 

Signed,

Mitch

Friday, January 3, 2020

Investing Update 1/3/2020

Here is this week's investing update -

1/1/20201/3/2020Change since Jan 1stAvg/Week
Robinhood Portfolio Value$7,085.47$7,073.46-$12.01
Money from my pocket$5,658.98$5,658.98$0.00$0.00
Dividends$418.94$422.16$3.22$7.51
Gains/Realized & Unrealized$1,007.55$992.32-$15.23

My overall portfolio has decreased $12.01 since January 1st (two days ago). I have received $3.22 in dividends in 2020 and added $0 from my pocket. That means the other $15.23 decrease came from the value of my stocks going down.

Here are the year-to-date numbers on my dividends -

Dividends Received in 2020$3.22
# of Dividends Received in 20206
Average Dividend Payment Amount$0.537

I received six dividends all on January 2nd, for a total of $3.22.

I sold a lot of my monthly dividend ETFs, so the number of dividends I receive in 2020 will be less than in 2019, but the average payment amount should go up.

Hope your first few days of 2020 have been good!

Signed,

Mitch

Thursday, January 2, 2020

Verizon Phone Bill Review

Tonight I spent time reviewing my Verizon Wireless bills at looking at the costs over the past nine months. One thing I noticed was that my phone protection cost jumped up a couple dollars randomly a few months ago. I didn't ask for this increase, so I don't know if it's just the overall cost going up, or it went up because my phone is older, therefore increasing the chances of using the phone protection plan (broken screen/battery replacements, etc).

I only have two more payments where I will be paying for my phone -



I should at least see my bill decrease by $35.41/month once the phone is paid off, and I will probably get rid of the phone protection, which will be another $15/month. My rationale for getting rid of the phone protection is because if my phone breaks, I will just buy a new one.

When I say I'll buy a new phone, I'm not going to buy an iPhone 11 Pro Max 512 GB for $1,450 or $60.41/month (according to Verizon's website). I will probably buy the Google Pixel 3a for $400, since I've enjoyed my Pixel 2, and $400 is reasonable for me versus $1,450.

I've always had good service with Verizon, I just don't think I should be paying ~$125/month for just me. I might also look into prepaid plans or switching to Google Fi. I'll provide more updates soon!

Signed,

Mitch

Wednesday, January 1, 2020

2019 Investing Summary

Here are my investing numbers for the 2019 calendar year.

1/1/201912/31/2019Change since Jan 1stAvg/Week
Robinhood Portfolio Value$4,434.08$7,085.47$2,651.39
Money from my pocket$4,593.98$5,658.98$1,065.00$20.42
Dividends$240.00$418.94$178.94$3.43
Gains/Realized & Unrealized-$399.90$1,007.55$1,407.45

2019 was a year of trying to stay consistent with not trading stocks and focusing on receiving dividend payments. My willpower dwindled towards the end of the year and I made a few stock trades. I didn't do any options trades or cryptocurrency trades. These two trades were nightmares when inputting taxes for the 2018 year, so I stayed completely away from them in 2019.

Below are specific numbers on the dividends I received in 2018.

Dividends Received in 2019$178.94
# of Dividends Received in 2019453
Average Dividend Payment Amount$0.395

I surpassed my projection of receiving $150 in dividends I also received 453 dividends in the 365 days of 2019, therefore getting an average of 1.24 dividends per day.

I received dividends from 81 unique companies/stocks/ETFs. 

Below is the completed dividends by month, including December 2019.

20152016201720182019
January-$1.92$4.19$7.26$8.51
February-$2.51$5.19$7.96$9.58
March-$2.47$9.41$12.86$20.21
April-$1.29$3.06$6.18$10.43
May-$4.48$5.02$9.17$11.62
June-$7.96$9.63$12.10$21.92
July-$1.97$4.55$4.23$10.96
August-$3.09$5.03$5.18$11.88
September$0.85$7.99$9.85$7.47$21.52
October$0.33$2.72$5.95$6.01$11.80
November$4.10$3.68$5.48$6.08$12.78
December$4.51$9.40$11.13$17.74$27.73
Total$9.79$49.48$78.49$102.24$178.94

Below is a breakdown of the $178.94 in dividends I received, sorted by the companies that paid the most dividends to the least.

TickerDividends
SDIV$11.15
AAPL$9.12
MMM$5.76
T$5.10
QCOM$4.96
MCD$4.73
IRM$4.27
KBWD$4.27
ITW$4.07
EMR$3.94
UPS$3.84
MSFT$3.78
PEP$3.78
DUK$3.76
JNJ$3.75
UNP$3.70
KHC$3.60
SPHD$3.59
DIV$3.57
DE$3.04
ED$2.96
DHS$2.85
O$2.75
TGT$2.60
IP$2.53
INTC$2.52
STX$2.52
HYLD$2.50
VZ$2.42
BGS$2.38
MAIN$2.35
STAG$2.28
BNS$2.18
WMT$2.11
WM$2.04
CVS$2.00
PFF$2.00
YYY$1.95
PEG$1.88
KEY$1.85
EVT$1.80
UL$1.77
CL$1.71
DFS$1.68
KO$1.60
SYY$1.56
BBY$1.50
SBUX$1.49
ADM$1.40
CSCO$1.38
GDV$1.32
PGZ$1.32
ABT$1.28
GYLD$1.26
SPLV$1.21
MDIV$1.11
HBI$1.05
V$1.05
PGF$0.99
CAG$0.84
HRL$0.84
PPL$0.82
PGX$0.81
FLO$0.76
SPTN$0.76
SPFF$0.74
PEY$0.72
HPQ$0.64
K$0.57
ESRT$0.54
KKR$0.52
DRE$0.47
WBA$0.46
KDP$0.45
FAST$0.44
HPE$0.44
XEL$0.41
TCF$0.30
APLE$0.20
KR$0.16
WEN$0.12

I sold a lot of the monthly paying ETFs I had at the end of December 2019. The money from selling those ETFs I put into more stocks. I will be seeing fewer dividend payments, but when I do get paid, the dividend amounts should be higher.

Thanks for reading!

Signed,

Mitch